Systematic Investment Plan(SIP)

SIP or Systematic Investment Plan is a planned investment program under which you invest a small amount of money at regular intervals (monthly / quarterly) in Mutual Fund schemes. SIP is a simple device that helps you to save and invest in a disciplined manner without having to time the market.


People with long term goals like buying a house, building funds for retirement or children’s education etc. It makes a lot of sense to build a corpus over a period of time when you cannot invest a huge amount at one go. Although SIP is recommended for long term there is no lock in period and you enjoy complete liquidity of your funds.

Advantages of Systematic Investment Plan

SIPs give a disciplined approach to investing:
One of the major benefits of investing via SIP is that it helps in instilling the much needed investment discipline.

SIPs are also very convenient. Money is deducted from your Bank Account through Auto Debit Facility. Liquidity -Facility to withdraw the Invested Amount any time. Although not recommended for all times.

Minimize the risk of equity fluctuations:
As you are making periodic investments in equities you are able to ride through ups and downs of equity with ease. When the market goes up you earn fewer units and when it falls you receive more units.

Advantage of Diversification:
A major benefit of investing in Mutual Funds via SIPs is that you get the advantage of diversification even with small investments. So your risk is spread out enabling you to make most of the gains from different holdings.

Benefit of Compounding:
Since you remain invested for a longer period, the investment is compounded and hence the yield goes up. Earlier you start investing in SIP, the better it is even with a small saving of Rs 1000/- and as your investment compounds over the longer term it gives you an advantage of wealth creation. SIP should be done for a period of 10 to 15 Years (preferably 15 Years or more) to get the full benefit of compounding.

Benefit of Rupee Cost Averaging:
It is a technique of buying a fixed rupee amount of a particular investment at regular intervals, regardless of NAV. You are buying the units in all and different scenarios –Market goes up, Market goes down, Since you are buying units every month at a different NAVs, the purchase cost is averaged out.

Types of Systematic Investment Plan (SIP)

Below are the types of Systematic Investment Plans:


This SIP allows you to increase your investment amount periodically giving you the flexibility to invest higher when you have a higher income or available amount to be invested. This also helps in making the most out of the investments by investing in the best and high performing funds at regular intervals


As the name suggests this SIP plan carries flexibility of amount you want to invest. An investor can increase or decrease the amount to be invested as per his own cash flow needs or preferences.


This SIP Plan allows you to carry on the investments without an end to the mandate date. Generally, an SIP carries an end date after 1 Year, 3Years or 5 years of investment. The investor can hence, withdraw the amount invested whenever he wishes or as per his financial goals. 

Power of Compounding: 

SIP is a disciplined way of investing and ensures you constantly strive to make your investments grow. The automation makes sure your investment grows as opposed to lump sum where you may forget to invest some time. The small amount you invest daily grows up to a large corpus due as a sum of your contribution and the returns compounded over the years. 


  • Fulfilling our customers’ needs for investment with our experience
  • Being a reliable and long-term oriented partner for our customers, employees and colleagues.
  • We’re here to help our clients and communities build a better future.
  • The VISSION of Cree’s Customer Service function is to always convey a passion for the customer and to consistently deliver the best service experience.
  • Our vision is to help the best consumers find the best service providers and promote happy transactions.


  • Our mission is to provide a suggestion and work out the final solution to satisfy our clients.
  • Our mission statement is to provide our customers with high quality products and exceptional levels of service.
  • Our Mission is to become the best solution oriented plastic fabricator by exceeding our customer’s expectations at every level.
  • Our mission is to serve our clients by creating high-performance buildings that are cost-effective, efficient, and sustainable.
  • Our mission is simple: To provide extraordinary service, in an extraordinary way.

Leave a Reply